FAQs About Financing

The Finance Center at Jeff Wyler Acura of Dayton Answers All of Your Auto Financing Questions

As your Acura dealer near Dayton, OH, we believe it is our responsibility to provide you with a comprehensive dealership experience.  We want you to feel supported every time you walk through our doors.  Our dealership also is aware that many folks feel a lot of trepidation when it comes to auto financing.  Some of that is because they feel like they are not well-informed about the topic.  As an Acura finance center, we provide a variety of resources to people in an attempt to give them the car financing experience they deserve.  Whether it is guaranteed financing, Acura specials, or no money down options, you can find intriguing assistance when you make the drive from Austin Landing, OH.

Jeff Wyler Acura of Dayton, located at 60 Loop Road in Centerville, OH, is where you can also get all of your auto financing questions answered.  We have compiled a list of FAQs about financing, and their answers, as a guide for prospective customers.

Frequently Asked Auto Financing Questions

Why is Financing a Good Option?

Financing is a good option because it can allow you to take the total price of the vehicle and break it down into smaller, more manageable installments.  When you finance your next vehicle, you can cruise around West Chester, OH without needing to worry about mileage limitations or damage fees.  You will also have equity in your car when you pay off your auto loan.

Why is Leasing a Good Option?

Leasing allows you to drive a new Acura car or SUV at a low monthly payment.  It also gives you the flexibility of getting a new vehicle every few years.  When you lease your new Acura model, you will have manufacturer's protection for the period in which you are driving it.

What if I Have Had Credit Challenges in the Past?

In the past, our finance center has assisted many customers from the Kettering, OH area get auto financing, even though they may have experienced credit challenges in the past.  Our finance experts are adept at working with individuals from across the credit spectrum.  They have the resources and skill to try and find you an auto financing solution that works for your budget.

How Do Interest Rates Work?

An interest rate is essentially a price that a customer pays to borrow money from a bank or credit union.  There are many factors that go into how an interest rate is determined.  Your credit score, the size of the loan, the length of the term, and your down payment are just some of the factors that are considered.  Someone with a lower credit score will pay a higher interest rate because a financial institution is more concerned that they may not get the money they loaned back.

How is My Monthly Payment Determined?

We know that many folks are on a budget, so the monthly payment is a big factor in deciding which car they decide to purchase or lease.  There are several factors that go into determining your monthly payment.  Some of the factors include the amount you are borrowing, the interest rate/money factor for which you are approved, and the loan/lease term.  Also, your down payment will also impact your monthly payment.  Putting more money down will reduce your monthly payment.

How Can I Speed Up My Auto Financing Process?

In today's busy world, no one has time to spend hours in a car dealership while their auto financing or leasing gets sorted out.  At Jeff Wyler Acura of Dayton, we understand this issue.  We have a way to make your search for an auto loan or Acura lease easier and less time-consuming.  You can complete our online credit application from your Oakwood, OH home.  There are a few questions about your demographics, income, and employment, but our team will get to work as soon as you submit the application.  You could be approved for your car financing before you even arrive at our dealership.

Contact the Finance Team at Jeff Wyler Acura of Dayton

Jeff Wyler Acura of Dayton, in Centerville, OH, is happy to provide you with guidance through the auto financing process.  If you have questions about auto loans, Acura leases, or any of the Acura financing specials we offer, feel free to contact us, or apply online, today.


Jeff Wyler Acura of Dayton

60 Loop Road
Directions Centerville, OH 45459

  • Sales: (937) 435-5115
  • Service: (937) 435-5115
  • Parts: (937) 435-5115

What Other Questions Can We Help Answer?